Industry

MCA debt relief for retail stores

Retailers often fund inventory with merchant cash advances. When the season disappoints, the payments keep coming.

Common retail debt patterns

  • Advances taken to buy seasonal inventory before peak months
  • Sales slower than projected, leaving unsold stock and fixed withdrawals
  • Rent, payroll and supplier terms competing with MCA payments
  • E-commerce sellers with marketplace payout holds

How we help

We compare your withdrawals with actual sales by month, identify the agreements with the most flexibility and build a plan that fits your selling seasons. Proposed terms are documented in writing before you accept.

Questions

I sell online. Can my marketplace payouts be affected?

Some funders take payments from processor or marketplace payouts. Your agreement will say how. We review that as part of the plan.

Let’s review where your business stands.

Every situation is different. Creditor participation and specific outcomes are not guaranteed.